Living in Schertz, TX
Schertz offers affordable family living on San Antonio's northeast side with SCUCISD schools, homes from $250K to $550K+, and one of the shortest commutes to JBSA-Randolph in the metro. Jonathan and Naomi Morris have been serving this market since 2022 with over 100 transactions.
Schertz is a family-friendly city of about 44,000 on San Antonio's northeast I-35 corridor, just 10 to 18 minutes from JBSA-Randolph. Home prices range from $250K to $550K+ with SCUCISD schools holding a B rating from the TEA. Jonathan and Naomi Morris specialize in this market. Call 210-880-4519 for current data or schedule a consultation.
Why Do People Move to Schertz?
Schertz sits on San Antonio's northeast side along the I-35 corridor, positioned between Universal City and New Braunfels. It is one of the most convenient cities for military families stationed at JBSA-Randolph, with commutes that stay under 20 minutes for most neighborhoods. The city has grown steadily over the past two decades, but it still has a small-town, community-oriented feel that newer developments struggle to replicate.
The SCUCISD school district is a major draw. Families move here specifically for the schools, and the district's B rating from the Texas Education Agency reflects consistent academic performance across multiple campuses. Housing costs are lower than New Braunfels and Stone Oak, which means your dollar goes further without sacrificing school quality or commute convenience.
Jonathan and Naomi Morris know this market from the inside out. We work with military families, first-time buyers, and growing families in Schertz every week. Whether you are PCS-ing to JBSA-Randolph or just looking for a solid neighborhood with good schools, we can walk you through every option honestly. No pressure, no flash, just the information you need.
How Do Schertz Neighborhoods Compare?
Schertz City Center / I-35 Corridor
Established & ConvenientThe core of Schertz runs along the I-35 corridor between Loop 1604 and FM 3009. You will find a mix of established resale homes, retail centers, and easy access to everything the northeast side offers. Commutes to JBSA-Randolph are among the shortest in the metro, and the SCUCISD school zone is a consistent draw for families. Homes here are mostly resale, many built between the 1990s and 2010s, with a range of sizes and price points. The trade-off is that some areas along I-35 feel more commercial than residential, but the convenience is hard to beat.
Rolling Oaks Area
Family-Friendly & SuburbanThe Rolling Oaks area on the south side of Schertz offers a more suburban, family-oriented feel with newer construction and established neighborhoods. You are close to Rolling Oaks Mall, dining, and retail, but the residential streets are quiet and well-maintained. Several homes in this area were built in the 2000s and 2010s, with floor plans that fit growing families. The SCUCISD schools serving this area are well-regarded, and the commute to Randolph is still under 20 minutes. For families who want a suburban lifestyle with military-friendly convenience, this area delivers.
Schertz / Selma Border
Growing & New ConstructionAlong the Schertz-Selma border, newer master-planned communities are popping up with builders like Lennar, Perry Homes, and D.R. Horton. You get modern floor plans, community amenities, and the SCUCISD school zone, which is a major selling point. Prices are higher than the established neighborhoods because you are paying for new construction and planned amenities. The location is convenient for I-35 commuters and families who want the newest inventory without leaving the northeast corridor.
Country Club / Cibolo Creek Area
Established & GreenThe older established neighborhoods near Cibolo Creek and the Schertz golf course area offer some of the most affordable housing in the city. Homes here were built in the 1980s through early 2000s, many have been updated, and some need work. Lots are generally larger, mature trees are abundant, and the neighborhood has a genuine community feel. You are still in SCUCISD, and the commute to Randolph is short. For first-time buyers or anyone who wants value in a proven neighborhood, this area is worth exploring.
How Much Does It Cost to Buy in Schertz?
| Category | Typical Price Range | What You Get |
|---|---|---|
| Entry-Level / Older Resale | $250K – $320K | 3 bed, 1,400-2,000 sq ft. Older resale homes in established neighborhoods, some need updating. Great entry point for first-time buyers in SCUCISD. |
| Mid-Range / Updated Resale | $320K – $425K | 3-4 bed, 1,800-2,600 sq ft. Updated homes in Rolling Oaks and I-35 corridor areas. Move-in ready with modern finishes. |
| New Construction / Premium | $425K – $550K+ | 3-5 bed, 2,000-3,200+ sq ft. New construction in master-planned communities. Modern floor plans, builder warranties, and community amenities. |
3 bed, 1,400-2,000 sq ft. Older resale homes in established neighborhoods, some need updating. Great entry point for first-time buyers in SCUCISD.
3-4 bed, 1,800-2,600 sq ft. Updated homes in Rolling Oaks and I-35 corridor areas. Move-in ready with modern finishes.
3-5 bed, 2,000-3,200+ sq ft. New construction in master-planned communities. Modern floor plans, builder warranties, and community amenities.
Note: Prices fluctuate based on market conditions, location within the city, and property condition. Contact Jonathan at 210-880-4519 for current market data and a neighborhood-by-neighborhood breakdown.
How Are the Schools in Schertz?
Schertz-Cibolo-Universal City ISD (SCUCISD)
Serving Schertz, Cibolo, Universal City, and surrounding areas
SCUCISD holds a B rating from the Texas Education Agency for the 2024 to 2025 school year. The district serves a large portion of the northeast San Antonio corridor and has grown significantly alongside the residential development in Schertz, Cibolo, and Universal City.
Several SCUCISD campuses have earned strong TEA ratings. The district has multiple elementary, middle, and high school options, and the specific campus your child would attend depends on which neighborhood you live in. I always recommend checking the SCUCISD school finder to verify the exact campus for any address you are considering.
SCUCISD is one of the main reasons families choose Schertz over other northeast corridor cities. The combination of solid schools, affordable housing, and short military commutes creates a strong value proposition for families.
School assignments can change with new developments. Let us know your family's priorities, and we will match you with the right neighborhood and the right campus before you commit. Jonathan can also walk you through financing options that fit your family's budget.
Is Schertz Good for Military Families?
Schertz is one of the top choices for military families in the San Antonio metro, especially for those stationed at JBSA-Randolph. Here is the honest breakdown of commute times to each installation.
| Installation | Drive Time | Route |
|---|---|---|
| JBSA-Randolph | 10–18 min | I-35 / Loop 1604 |
| Fort Sam Houston | 18–25 min | I-35 South |
| JBSA-Lackland | 28–38 min | I-35 / I-410 |
I-35 / Loop 1604
I-35 South
I-35 / I-410
Honest assessment: Schertz is one of the most practical cities for families at JBSA-Randolph. The 10-to-18-minute commute is hard to beat, and the SCUCISD schools and affordable home prices make it a strong choice for E-4 to E-6 families. For Fort Sam Houston, the commute is also very manageable at 18 to 25 minutes.
For families at Lackland: The 28-to-38-minute commute via I-35 and I-410 works but is not the shortest option. Families stationed at Lackland often prefer Alamo Ranch or Helotes for a shorter drive.
Check our 2026 JBSA BAH rates to see what your allowance supports in Schertz, or visit our Military page for a full area comparison.
Note: Off-peak estimates. Morning rush on I-35 between Schertz and San Antonio can add 10 to 15 minutes during peak hours (7:00 to 9:00 AM and 4:00 to 6:30 PM).
What New Construction Is Available in Schertz?
New construction in Schertz is concentrated along the Schertz-Selma border and in newer master-planned communities. Builders active in the area include Lennar, Perry Homes, D.R. Horton, and KB Home. They are building across a range of price points, from entry-level production homes in the low $400Ks to larger move-up homes exceeding $550K.
The main draw for new construction buyers in Schertz is the SCUCISD school zone combined with short commutes to JBSA-Randolph. Families who want a brand-new home without leaving the northeast corridor have more options here than they did two years ago, and inventory continues to grow.
Important: Jonathan can represent you as a buyer's agent with new construction at no additional cost to you. Builder contracts are written to protect the builder, and without your own representation, you are negotiating alone. The builder's sales agent works for the builder, not for you. Jonathan can also help you evaluate builder incentives to determine whether those incentives actually save you money or just shift costs around.
Frequently Asked Questions About Schertz
Is Schertz good for military families?
Schertz is one of the best cities in the San Antonio metro for military families stationed at JBSA-Randolph. The commute is under 20 minutes for most neighborhoods, the SCUCISD schools hold a B rating from the TEA, and the cost of living is lower than New Braunfels or Stone Oak. For families at Lackland, the commute is longer at 28 to 38 minutes, but still manageable. The city has a tight-knit community feel, plenty of family activities, and home prices that align well with military BAH. If you want short commutes, good schools, and affordable housing, Schertz is worth a serious look.
What are home prices in Schertz, TX?
Home prices in Schertz typically range from $250K to $550K depending on the neighborhood and whether you are buying resale or new construction. Entry-level resale homes start around $250K to $320K. Mid-range updated homes fall between $320K and $425K. New construction in master-planned communities starts around $425K and goes up from there. Schertz offers some of the best value on the northeast side of San Antonio, especially compared to New Braunfels or Stone Oak.
How far is Schertz from JBSA bases?
Schertz is approximately 10 to 18 minutes from JBSA-Randolph, 18 to 25 minutes from Fort Sam Houston, and 28 to 38 minutes from JBSA-Lackland. The short commute to Randolph makes Schertz the go-to city for families stationed there. Fort Sam is also close, while Lackland requires a longer drive via I-35 and I-410. Off-peak times are faster, but rush hour on I-35 can add 10 to 15 minutes during peak periods.
How do the schools in Schertz compare?
Schertz is served by the Schertz-Cibolo-Universal City Independent School District (SCUCISD), which holds a B rating from the Texas Education Agency for the 2024 to 2025 school year. SCUCISD is one of the larger districts in the northeast corridor, with several well-regarded campuses. The district serves Schertz, Cibolo, Universal City, and parts of surrounding communities. Individual campus quality varies, so I recommend checking the specific school your child would attend rather than relying on the district average.
Is there new construction in Schertz?
Yes, new construction is growing along the Schertz-Selma border and in newer master-planned communities. Builders like Lennar, Perry Homes, and D.R. Horton are active in the area. New construction homes start in the low $400Ks and go up depending on size, lot, and finishes. The SCUCISD school zone is a major selling point for new construction buyers, and the proximity to I-35 and JBSA-Randolph keeps demand strong.
What's the property tax rate in Schertz?
The City of Schertz adopted a property tax rate of $0.5118 per $100 of assessed value for the 2025 to 2026 fiscal year. However, your total property tax bill depends on all taxing entities, including Bexar County, SCUCISD, and any special districts. For most homeowners in Schertz, the combined property tax rate falls between 1.8% and 2.1% of assessed value. On a $350,000 home, that translates to roughly $6,300 to $7,350 per year. Property taxes are a significant part of your monthly payment in Texas, so make sure your lender includes them in your escrow calculation.
Can I use a VA loan to buy in Schertz?
Absolutely. VA loans work well for homes in Schertz, and many military families use them to purchase in the area. VA loans offer zero down payment, no PMI, and competitive interest rates. Jonathan can help you with both the real estate and the financing, since he holds both a Realtor license and a mortgage loan originator license. Having your own agent for new construction matters too, builder contracts are written to protect the builder, and without representation, you are negotiating alone.
Have more questions? Visit our full FAQ page or call us directly.
Ready to make Schertz home?
Jonathan and Naomi live and work in the Schertz area and know every neighborhood, every school zone, and every builder. Whether you are PCS-ing or buying your first home, they are ready to help. Call 210-880-4519 or schedule a consultation below.
Jonathan Morris, Realtor (TX #794969) · MLO (NMLS# 2792614)
See Our Guides to Other San Antonio Area Cities
Also explore our Military & Veterans page, VA Loan Guide, First-Time Buyer Hub, and New Construction Guide.